Build on Hightop#

If you already run agents in your own stack, Hightop gives them a bounded way to handle money. Your agent logic stays where it is. Hightop becomes the money and control layer underneath it: a funded account, enforced permissions, wallet execution, monitoring, and a revocation path.

Your system decides what should happen. Hightop decides whether a requested money movement is allowed inside the configured lane and executes it when it is.

What You Keep#

You keep:

• agent logic
• prompts, tools, memory, and schedulers
• orchestration framework
• product-specific business rules
• customer-facing application code

What Hightop Takes Over#

Hightop takes over:

• agent credentials
• wallet and account infrastructure
• policy enforcement
• idempotency and operation tracking
• approved payment paths
• earn, borrow, conversion, and withdrawal execution
• webhook and MCP delivery surfaces
• human monitoring and revocation in the app

Agents get execution rights, not custody.

Good First Lanes#

Pick a single lane where a bounded agent creates clear value and the downside is contained.

Vendor Payments#

Let an agent pay a small set of approved vendors in USDC with tight per-transaction and period limits.

Conversion#

Let an agent quote and execute conversions within a limited asset set.

Earn#

Let an agent move idle cash into approved Earn opportunities and withdraw when needed.

Withdrawal#

Let an agent withdraw to prepared destinations only, after each destination is visible and allowed.

MCP#

Let an MCP client call the same Agent API surface through tool calls and receive operation notifications.

x402#

Let an agent sign x402 payment authorizations for HTTP-native flows, still bounded by its lane.

Start Narrow, Then Expand#

Scope the first lane tightly:

• one account
• one agent
• one job
• one payment or capital-management path
• one asset, often USDC
• short expiry
• tight per-transaction and period limits
• webhooks or operation polling

A typical rollout:

1. Fund one Hightop account.
2. Create one Hightop agent in the app.
3. Configure that narrow lane: permissions, limits, assets, recipients, protocols, and expiry.
4. Generate the agent API key and store it in your backend secret manager.
5. Start with reads and simulation.
6. Add one operation-backed workflow.
7. Poll operations or subscribe to webhooks.
8. Expand only after the first lane is stable.

A small first lane gives you a small blast radius and clear operational evidence before you widen it.